Financial Calculators for India
50+ India-calibrated tools to plan SIPs, loans, taxes, retirement and goals. Free, ad-free, no sign-up.
Savings & Government schemes
Fixed Deposit
Estimate FD maturity at any bank rate.
Recurring Deposit
Monthly RDs compounding into a steady corpus.
PPF
Public Provident Fund maturity at the current Govt rate.
Sukanya Samriddhi
Long-term tax-exempt savings for your daughter.
NSC
National Savings Certificate, 5-year compounding.
Kisan Vikas Patra
Double your money — see exactly how long it takes.
Senior Citizen Savings
Retirement-friendly scheme with quarterly payouts.
Post Office MIS
Monthly income from a single lumpsum deposit.
Investment analytics
Monte Carlo Sim
10,000 simulations of your portfolio's possible futures.
Portfolio Stress Test
How does your portfolio fare in 2008-style crashes?
Risk Analysis
Volatility, beta, downside deviation — know what you own.
Drawdown Analysis
Worst peak-to-trough fall, and how long recovery took.
Sharpe Ratio
Risk-adjusted return — is your alpha worth it?
Sortino Ratio
Like Sharpe, but only penalises downside volatility.
Banking
EMI / Loan
Monthly payment + total interest on any reducing-balance loan.
Loan Eligibility
Find the biggest loan your income can support.
Loan Affordability
How much loan should you actually take?
Simple Interest
Quick interest math — no compounding.
Compound Interest
The eighth wonder of the world, in numbers.
Mutual Funds
SIP Calculator
Monthly Systematic Investment Plan future value.
Step-up SIP
SIP with annual increases — compounds even faster.
SIP Delay Calculator
Cost of starting your SIP 5 years late — usually shocking.
SIP Goal Planner
"I need ₹X in Y years" — work backwards to monthly SIP.
Lumpsum
Single investment growing over time.
Business finance
Break-Even
At what revenue does your business start making money?
Working Capital
Cash needed to run day-to-day operations.
Cash Flow Forecast
12-month rolling cash forecast with scenarios.
Profit Margin
Gross, operating, and net margin in one shot.
ROI Calculator
Return on investment for any business decision.