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You name the goal — we back into the monthly SIP that gets you there.

Dhan Metrics12 June 2026

dhanmetrics.com · Educational illustration only · Not investment advice

Monthly SIP for ₹1.0Cr in 15 yrs

₹19,819

Earning 12% returns

Total invested
₹35,67,352
₹19.8K/mo × 180 mo
Growth on top
+ ₹64,32,648
Reaches ₹1.0Cr

What this means

To reach ₹1.0Cr in 15 years at 12% returns, you need ₹19.8K/month — and most of the corpus (64%) ends up being growth, not contribution. Time + compounding does the heavy lifting; you just have to start.

What if you…

Stretched the goal to 20 years

₹10.0K/mo

-₹9.8K/mo

Trimmed the target to ₹75.0L

₹14.9K/mo

-₹5.0K/mo

Earned 14% returns (+2%)

₹16.3K/mo

-₹3.5K/mo

Educational illustration. Assumes constant returns and disciplined monthly contributions. Real returns vary year to year — review every 2–3 years.

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Your goal

Tell us how much you want and when. We'll work backward to a monthly SIP.

The total you want to have by the end of the duration.

Indian equity mutual funds have delivered ~12% long-term, but past performance doesn't guarantee future returns.

Already invested? It grows alongside your SIP and reduces the monthly amount needed.