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See what ₹5,000 a month becomes.
Edit any input. The numbers and chart update instantly — no account, no email, no nudge.
Inputs
Shape your scenario
Type a number, drag the slider, or tap a chip — they all stay in sync.
Indian equity mutual funds have historically delivered 11–14% over 15+ year windows — but you can enter any rate you want to model.
If you already have investments, they'll grow alongside your SIP at the same return rate.
Projected at year 20
₹99,91,479
That’s 4.2× your invested capital
What this means
Your ₹10.0K/month grows into ₹99.9L over 20 years. About ₹75.9L of that is growth on top of what you put in — the quiet engine of compounding starting to show.
What if you…
Stayed 25 years instead of 20
₹1.9Cr
+₹89.8L
Stepped up to ₹11.0K/mo (+10%)
₹1.1Cr
+₹10.0L
Earned 13% returns instead of 12%
₹1.1Cr
+₹14.6L
Educational illustration. Assumes a constant return at the entered rate, compounded monthly, with contributions at the start of each month. Actual mutual fund returns vary.
Growth chart
How your wealth builds, year by year
Year 11 is the crossover — that’s when your compound growth quietly overtakes everything you’ve put in. After this point, your money earns more than you contribute.
Why Dhan Metrics
Built for the way Indians actually plan money.
India-calibrated math
FY 2025-26 tax slabs, real PPF rate, EPF compounding, HRA Section 10(13A). Built on the actual rulebook — not a generic global template.
Clarity over clutter
No popups, no ads, no upsells mid-calculation. Just the inputs that move the answer, and the answer in plain numbers.
Long-term thinking
Every output is a chart that shows you twenty years at a glance — so a single ₹500 SIP decision today feels real, not abstract.
This month · ITR filing season
Get your 2025-26 tax math right
Returns can be filed from July 1. Run the regime comparison, check your HRA exemption, and confirm your capital-gains liability — all in a few minutes.
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Answers · already computed
“SIP for ₹1 crore in 15 years?” “Retirement corpus at 35?” “EMI on a ₹50L home loan?” Every common question — answered, with the math shown.
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