Calculator
Old vs New Regime
Side-by-side FY 2025-26 comparison — which regime keeps more money in your pocket.
dhanmetrics.com · Educational illustration only · Not investment advice
Annual savings by switching
₹1,05,300
New Regime wins on ₹15.0L gross
What this means
On ₹15.0L gross with your declared deductions, the New Regime saves ₹1.1L/year. The New Regime's flatter slabs and ₹87A rebate beat the Old Regime here — your deductions aren't large enough to justify the higher slab rates. This is the default for most salaried Indians since Budget 2025.
Educational illustration. FY 2025-26 Budget 2025 slabs. Doesn’t include surcharge edge-cases or carry-forwards. Consult a CA for filing.
Adjust your scenario
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Your income & deductions
Enter your deductions to see which regime saves you more. Deductions only affect the Old Regime calculation.
Old Regime deductions
PPF, ELSS, LIC, EPF, NSC, tuition fees, home loan principal.
₹25,000 for self/spouse/children; ₹50,000 if parents are seniors.
80E (education loan interest), 80G (donations), HRA, etc.