Calculator
SWP Calculator
How long your corpus lasts when you draw a fixed amount each month.
dhanmetrics.com · Educational illustration only · Not investment advice
Corpus after 25 years
₹81,70,088
Corpus survives the full 25 years
What this means
A ₹50.0L corpus earning 8.0% supports a ₹30.0K/month draw for the full 25 years and still ends with ₹81.7L. You're at about 7.2% annual draw rate — safe by the 4% rule's standards.
What if you…
Drew ₹24.0K/mo instead (−20%)
₹1.4Cr left
Earned 10% returns (+2%)
₹2.0Cr left
Started with ₹62.5L (+25%)
₹1.7Cr left
Educational illustration. Assumes a constant return at the entered rate, compounded monthly. Withdrawals are taxed as capital gains depending on holding period and fund type.
Adjust your scenario
Type, drag, or tap a chip — the result on the right updates instantly.
Inputs
Draw a fixed amount from your invested corpus every month — model retirement income or any planned drawdown.
The lump sum you start withdrawing from.
Increases your monthly withdrawal each year. Set to 6–7% to model typical Indian inflation.
Post-retirement returns are usually lower than during accumulation — 8% is a conservative starting point.
Drawdown chart