Calculator
Monte Carlo Sim
10,000 simulated futures of your SIP — the spread between lucky and unlucky.
dhanmetrics.com · Educational illustration only · Not investment advice
10,000 simulated futures
Probability of hitting your target
P(corpus ≥ ₹1,00,00,000)
85.2%
10,000 simulated paths.
P10 (unlucky)
₹87,73,876
Bottom 10% finished here or below.
P50 (median)
₹1,82,85,589
P90 (lucky)
₹3,93,56,598
For context
You'll invest about ₹50,00,000 total. The median outcome is 3.7× that.
What this means
Ten thousand simulated futures, all using your inputs but with realistic year-to-year volatility. The spread between lucky and unlucky outcomes is the risk you are signing up for. Probability of clearing your target is the practical reading — high means margin of safety, low means tighten the plan.
Educational illustration only. Assumes returns are independent month-to-month with normal distribution — real markets cluster volatility and have fatter tails. Treat the spread as a feel, not a forecast.
Adjust your scenario
Type, drag, or tap a chip — the result on the right updates instantly.
Simulation inputs
We roll 10,000 different futures using your expected return and volatility — then show the spread.
Indian equities ≈ 18–22%.
We'll tell you what fraction of futures cleared this number.