Calculator
Kisan Vikas Patra Calculator
The Govt-backed certificate that doubles your money — see exactly when.
dhanmetrics.com · Educational illustration only · Not investment advice
Maturity at year 10
₹2,06,103
That’s 2.06× your deposit — KVP doubles in 9.6 years at this rate
What this means
Kisan Vikas Patra is the simplest "guaranteed doubling" instrument India offers — your ₹1.0L becomes ₹2.1L after 10 years at 7.5%. Sovereign-backed, lockable, but interest is taxable and not 80C-eligible — so it's less efficient than PPF or NSC for high earners. KVP is the right pick when you want a no-thinking, zero-risk lump sum to mature.
What if you…
Bought ₹2.0L of KVP (2×)
₹4.1L
+₹2.1L
Got a 8.5% rate (1% higher)
₹2.3L
+₹20.0K
Years to double your money
9.6 yrs
Educational illustration. Interest is fully taxable as per your slab. KVP is NOT eligible for Section 80C — choose PPF or NSC for tax savings.
Adjust your scenario
Type, drag, or tap a chip — the result on the right updates instantly.
Inputs
Government scheme that doubles your money in a fixed period.
Min ₹1,000. No upper limit. Available in denominations of ₹1,000 / ₹5,000 / ₹10,000 / ₹50,000.
Current Govt rate is 7.5% (Q3 FY 2025–26) — money doubles in ~9 yrs 7 months. Rate fixed at purchase stays for the certificate’s life.
Defaults to the doubling period at the chosen rate. Lock-in is 2 yrs 6 months; full maturity at the doubling period.
Growth chart