Calculator
Child Education
Plan now and the monthly SIP stays manageable as education costs climb.
dhanmetrics.com · Educational illustration only · Not investment advice
Monthly SIP needed
₹13,570
For 16 years until college starts at age 18
What this means
₹25.0L of college today becomes ₹85.6L in 16 years at 8% education inflation. A ₹13.6K/month SIP starting now gets there — assuming 12% returns. Education inflation runs much faster than headline CPI; the earlier you start, the smaller this monthly number gets.
What if you…
Started 2 years earlier
₹11.9K/mo
-₹1.6K/mo
Inflation cooled to 7%
₹11.5K/mo
-₹2.0K/mo
Chose a cheaper Indian programme (−25%)
₹9.9K/mo
-₹3.7K/mo
Educational illustration. Education inflation 8–10% historically — abroad runs higher. Review every 2 years as costs and exchange rates shift.
Adjust your scenario
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Your child's education goal
Education inflation in India runs hotter than CPI — we use 8% by default. Adjust if you're planning abroad.
Today's rupee cost of the entire course. Engineering at a private college runs ₹15–25L, MBBS ₹50L+, US MS ₹80L+.
Assumptions